Terms of Use

1. Acceptance of Terms

By accessing and using the Two Waters Wealth Management website (twowaterswealth.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

2. Not Financial Advice

The content on this website is provided for informational and educational purposes only. Nothing on this website constitutes financial, investment, tax, or legal advice. The information presented should not be relied upon as a substitute for professional financial advice tailored to your individual circumstances.

Two Waters Wealth Management is a registered investment advisory firm. Any advisory services are provided only pursuant to a written investment advisory agreement and applicable regulatory requirements.

3. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and the SMART Retirement Blueprint® framework, is the property of Two Waters Wealth Management and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

4. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You may not use this website to transmit any unsolicited or unauthorized advertising, or to engage in any conduct that restricts or inhibits anyone's use or enjoyment of the site.

5. Third-Party Links

This website may contain links to third-party websites, including Calendly for scheduling and Orion for client portal access. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

6. Limitation of Liability

To the fullest extent permitted by law, Two Waters Wealth Management shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.

7. Disclaimer of Warranties

This website is provided "as is" without any warranties, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new terms.

10. Contact Us

If you have questions about these Terms of Use, please contact us at: