Privacy Policy

1. Information We Collect

Two Waters Wealth Management ("we," "us," or "our") collects information you provide directly to us, including name, email address, phone number, and financial information when you complete our SMART Retirement Profile, request a consultation, subscribe to our newsletter, or otherwise communicate with us.

We may also collect information automatically when you visit our website, including IP address, browser type, pages visited, and referring URLs through standard web analytics tools.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our financial planning services
• Respond to your inquiries and schedule consultations
• Send you educational content, newsletters, and updates you have requested
• Prepare personalized retirement planning materials for your meetings
• Comply with legal obligations and regulatory requirements

3. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted service providers who assist us in operating our website and conducting our business, subject to confidentiality agreements. We may also disclose information when required by law or to protect our rights.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Analytics

Our website uses cookies and similar tracking technologies to analyze website traffic and improve your experience. We use Google Analytics to understand how visitors interact with our site. You may disable cookies through your browser settings, though this may affect site functionality.

6. Your Rights

You may request access to, correction of, or deletion of your personal information by contacting us at info@twowaterswealth.com. We will respond to your request within a reasonable timeframe.

7. SMS Communications

Two Waters Wealth Management may send text (SMS) messages to phone numbers you provide when registering for events, scheduling consultations, or opting in through our SMS opt-in page.

What we send: Event reminders, appointment confirmations, day-of logistics, and occasional retirement planning updates.

Message frequency: Message frequency varies based on your activity and registrations — typically 1–4 messages per month.

Message and data rates: Standard message and data rates may apply depending on your mobile carrier plan.

How to opt out: Reply STOP to any text message from us at any time to unsubscribe. You will receive a one-time confirmation message and no further texts will be sent. You may also email us at jason@twowaterswealth.com to request removal from our text list.

How to get help: Reply HELP to any message or call us at (704) 275-2500.

No sharing: We will never share your phone number with third parties for their marketing purposes. Your phone number is used solely to communicate with you about Two Waters Wealth Management services and events.

Consent: By providing your phone number and checking the consent box on our registration forms or SMS opt-in page, you consent to receive text messages as described above. Consent is not a condition of any purchase or service.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at: