Build a retirement plan around the life you want to live.
Retirement is more than an investment question. It is a transition that can affect your income, taxes, healthcare, relationships, family, and the way you use your time. The SMART Retirement Blueprint® is our six-area process for organizing those conversations around what matters most to you.
Who we serve
We work with professionals and couples who are approaching retirement or already retired, including households in the Lake Norman and greater Charlotte area and families we serve virtually. Many have saved diligently but want a clearer view of how the pieces fit together before the paycheck changes.
Plan over portfolio
A portfolio matters, but it is only one part of a retirement plan. We begin with your vision, then use the SMART Retirement Blueprint® to examine income, healthcare, assets, risk, taxes, and legacy considerations together.
A place to start
Start with the Questions Before You Leave Work assessment, explore our educational resources, or schedule a Retirement Brainstorm Session when you want to talk through the questions most relevant to your household.
Questions people ask
What is the SMART Retirement Blueprint®?
It is Two Waters Wealth Management’s planning framework. It starts with Vision & Values, then coordinates Secure Your Foundation, Medical & Healthcare, Asset Management, Risk Management, and Tax-Conscious Planning & Legacy.
Do you work with clients virtually?
Yes. Two Waters Wealth Management serves clients in the Lake Norman and greater Charlotte area and can also meet virtually with households who are a good fit for the planning process.
What happens in a Retirement Brainstorm Session?
It is a conversation to understand your goals, the decisions on your mind, and whether a planning relationship could be a fit. It is not a commitment to detailed modeling, account changes, or implementation.